Free planning tool

Side Hustle Startup
Cost Calculator

Map the realistic cost to start a product or service idea before you commit money. Pick what you know, estimate what you don’t, and skip what you’ll figure out later. All math runs in your browser — nothing is saved or sent to a server.

Step 1

What kind of business?

Step 2

Category

Step 3

Complexity

Affects estimate ranges: Simple 0.6× · Moderate 1× · Complex 1.8×

Step 4

One-time startup costs

For each line: enter an exact amount, use a category estimate, or skip for now.

Step 5

Recurring monthly costs

Same three options per line. These feed your monthly burn and runway.

Step 6

Capital & break-even (optional sales inputs)

$
$
Your estimate

Startup cost snapshot

One-time (low)
$0
One-time (avg)
$0
One-time (high)
$0
Monthly burn (avg)
$0

Capital available
$0

Line-item detail

Estimates only, based on typical U.S. small-business ranges for 2026 and your complexity setting. Actual costs vary by city, industry rules, and supplier pricing. This tool does not give legal, tax, or financial advice.